About EuriborNow
Your Trusted Source for Real-Time Euribor Rates and Central Bank Information
What is EuriborNow?
EuriborNow is a free, comprehensive platform providing real-time Euribor (Euro Interbank Offered Rate) interest rates and global central bank policy information. We deliver accurate, up-to-date financial data sourced directly from the European Central Bank's official SDMX API to help borrowers, investors, and financial professionals make informed decisions.
What is Euribor?
Euribor (Euro Interbank Offered Rate) is the average interest rate at which a large panel of European banks lend to one another. Published daily by the European Money Markets Institute (EMMI), Euribor serves as a key benchmark for financial products across the Eurozone.
Euribor rates are available in multiple maturities including 1-month, 3-month, 6-month, and 12-month terms. These rates directly influence:
- Variable-rate mortgages: Most Eurozone mortgages are indexed to Euribor
- Personal loans: Consumer credit rates often reference Euribor
- Business financing: Corporate loans and credit facilities
- Financial derivatives: Interest rate swaps and futures contracts
Our Features
Real-Time Updates
Live Euribor rates updated daily at 11:00 CET from official ECB sources
Historical Data
Complete historical rate data from 2000 to present with interactive charts
Global Central Banks
Policy rates and meeting calendars for Fed, ECB, BoE, BoJ, and more
Event Tracking
ECB meeting schedules, press conferences, and downloadable calendar events
Why Choose EuriborNow?
- 100% Free: No subscriptions, no hidden fees, no registration required
- Official Data: Sourced directly from the European Central Bank's SDMX API
- Always Accurate: Automatic daily updates during European business hours
- User-Friendly: Clean, modern interface optimized for all devices
- Comprehensive: Historical analysis, global rates, and event calendars in one place
- Privacy-First: No data collection, no cookies, your privacy protected
How Euribor Affects Your Mortgage
If you have a variable-rate mortgage in the Eurozone, your monthly payment is likely calculated using Euribor plus a fixed margin (spread) set by your bank. For example:
Mortgage Rate = Euribor + Bank Margin
Example: Euribor 12M (3.50%) + Bank Margin (1.00%) = 4.50% annual rate
When Euribor rises, your mortgage payments increase. When it falls, your payments decrease. Tracking Euribor helps you anticipate payment changes and plan your budget accordingly.
Our Data Sources
EuriborNow retrieves all Euribor rate data from the European Central Bank's official SDMX (Statistical Data and Metadata eXchange) REST API. This ensures you receive the same authoritative data used by financial institutions worldwide.
Central bank policy rates and meeting information are compiled from official central bank websites and announcements, ensuring accuracy and timeliness.
Get in Touch
Have questions or suggestions? We'd love to hear from you. While we don't offer financial advice, we're here to help you understand and access reliable Euribor rate information.